Our Services
Comprehensive Credit SolutionsFrom repairing damaged credit to building robust business profiles, we provide the expert guidance and legal advocacy you need to achieve financial excellence.
The ClearPath Advantage
We don't just send automated letters. Our team of certified consultants performs deep-dive analysis and uses advanced legal strategies to ensure your credit report is 100% accurate and fair.
All Services
We identify and legally challenge every inaccurate, unverifiable, or outdated item dragging down your score across all three credit bureaus.
- All 3 Bureau Disputes — Equifax, Experian & TransUnion
- Collections, Charge-Offs & Late Payments
- Repossessions, Evictions & Bankruptcies
- Results in as Little as 30–45 Days
Stay informed 24/7 with real-time alerts and detailed score tracking so you always know exactly where you stand and what's changing.
- Real-Time Score Change Alerts
- Monthly Detailed Progress Reports
- Identity Theft & Fraud Monitoring
- All 3 Bureaus Tracked Continuously
Build your credit profile strategically from the ground up with proven tools, expert guidance, and a custom growth roadmap.
- Strategic Trade-line Recommendations
- Secured Card & Credit Builder Loan Guidance
- Utilization Optimization Strategy
- Authorized User Positioning
Clean up your credit report by removing excessive or unauthorized hard inquiries that are hurting your ability to get approved for new credit.
- Removal of Non-Account Inquiries
- Unauthorized Pull Challenges
- Inquiry Deletion Across All 3 Bureaus
- Fast Deletion Process (3–10 Days)
Separate your personal and business finances while building a strong business credit profile that unlocks high-limit funding and growth capital.
- DUNS & Bradstreet Registration
- Net-30 Vendor Account Setup
- Corporate Credit Identity Building
- Business Funding Readiness Analysis
Get personalized one-on-one coaching to master your money, build a sustainable budget, and create a long-term plan for generational wealth.
- Custom Budgeting & Cash Flow Analysis
- Debt Paydown Strategy (Snowball/Avalanche)
- Savings & Emergency Fund Planning
- Generational Wealth Roadmap
Total Credit Transformation
Our flagship program designed for those ready to make a major move. We combine credit repair, building, and coaching into one powerful 6-month roadmap to mortgage readiness.
- Complete Bureau Clean-up
- Advanced Score Building Trade-lines
- Monthly 1-on-1 Strategy Calls
How It Works
Free Consultation
We analyze all 3 bureau reports and identify every dispute opportunity.
Custom Strategy
You receive a personalized roadmap with a clear timeline and goals.
Active Disputes
We file legal challenges and negotiate with creditors on your behalf.
Track Progress
Monitor real-time updates and score improvements via your client portal.
Clear Pricing
Transparent, upfront pricing with no hidden fees. Choose the program that fits your current credit situation and goals.
Not sure which program fits? Book a free consultation →
Service FAQ
Most clients see their first results within 30–45 days. Full credit repair can take 3–6 months depending on the complexity of your credit profile and how many items need to be disputed.
Absolutely. The Fair Credit Reporting Act (FCRA) gives consumers the legal right to dispute inaccurate or unverifiable items on their credit report. We operate fully within the law and comply with the Credit Repair Organizations Act (CROA).
We can dispute and often remove late payments, collections, charge-offs, repossessions, bankruptcies, medical bills, hard inquiries, student loan issues, evictions, judgements, and more — as long as they are inaccurate, unverifiable, or violate your rights.
Basic is ideal for clients with a few minor negatives. Gold is best for those with multiple collections, charge-offs, or repossessions. Platinum is designed for complex situations including student loans, child support, and extensive negative histories. Not sure? Book a free consultation and we'll recommend the right fit.
We cannot legally guarantee specific results (no credit repair company can), but our track record speaks for itself — 98% client satisfaction and millions in negative debt removed. We work tirelessly until we've exhausted every legal avenue available.
Yes! Business credit is built on your EIN (Employer Identification Number), completely separate from your personal SSN credit. You can start building business credit regardless of your personal credit score — which is exactly why our Business Credit Setup service is so powerful.
Real People, Real Results
ClearPath removed 6 collections and raised my score by 112 points in 45 days. I qualified for my first home. The Credit Repair service alone was worth every penny.
The Business Credit Setup service changed my life. I went from no business credit to $40K in business funding in 60 days — without touching my personal credit. Mind-blowing!
The Financial Coaching program transformed how I manage money. I finally understand credit, have a budget that works, and I'm on track to buy a home next year. Thank you ClearPath!